UPI Guides – Apps, Transfers & Safety | OxigenWallet

Digital payments come with both advantages and limitations around speed, security, and accessibility. Cash is declining as more people find […]

VPA stands for Virtual Payment Address. It’s a unique identifier that works like an email address for money.  You simply

India invented the Unified Payments Interface (UPI) through the National Payments Corporation of India (NPCI). Launched in 2016, it revolutionized

UPI in 2025 is GST-free, except when banks or apps charge extra service or convenience fees. The money you transfer

The maximum UPI transaction limit for regular users is ₹1 lakh per day, while verified merchants can transact up to

UPI has emerged as the primary method for many individuals in India to make payments, ranging from grocery purchases to