General Information
Oxigen Wallet is an independent, India-based credit card comparison and information platform. The content available on this website is provided strictly for general informational and educational purposes only. While we aim to keep the information accurate and up to date, we make no guarantees regarding its completeness, reliability, or accuracy.
Not a Bank or Financial Institution
Oxigen Wallet is not a bank, NBFC, financial institution, or credit card issuer. We do not issue credit cards, process applications, approve or reject users, or determine eligibility. All credit cards featured on this website are offered and managed solely by their respective banks or financial institutions.
No Financial or Professional Advice
The information on Oxigen Wallet should not be considered financial, legal, tax, or professional advice. Any decisions you make based on the content available on this website are done at your own discretion and risk. Users are strongly advised to consult qualified professionals or verify details directly with banks before making any financial decisions.
Accuracy of Credit Card Information
Credit card features, fees, rewards, eligibility criteria, interest rates, and promotional offers are subject to change at any time without prior notice. While Oxigen Wallet makes reasonable efforts to display updated information, we do not guarantee that all details reflect the most current terms.
User Responsibility to Verify Details
Users are responsible for verifying all credit card details directly from official bank websites or customer support channels before applying. Oxigen Wallet does not take responsibility for discrepancies between the information shown on this website and the final terms provided by banks.
Credit Card Approval and Eligibility
Approval, rejection, credit limits, and card-specific offers depend entirely on bank policies, internal assessment processes, and individual user eligibility, including credit score and financial history. Oxigen Wallet has no influence over these decisions and is not responsible for application outcomes.
External Links Disclaimer
Oxigen Wallet may contain links to third-party websites, including bank websites and external resources. These links are provided for user convenience only. We do not control, endorse, or take responsibility for the content, accuracy, privacy practices, or services offered by third-party websites.
Limitation of Liability
Oxigen Wallet, its owners, team members, and affiliates shall not be held liable for any direct, indirect, incidental, or consequential losses arising from:
- Use of the website
- Reliance on any information provided
- Credit card application outcomes
- Changes in bank offers or policies
All use of the website is at the user’s own risk.
No Guarantees
Oxigen Wallet does not guarantee uninterrupted access to the website, error-free content, or absolute accuracy of information. Content may be updated, modified, or removed at any time without notice.
Acceptance of Disclaimer
By accessing and using Oxigen Wallet, you acknowledge that you have read, understood, and agreed to this Disclaimer. If you do not agree with any part of this Disclaimer, you should discontinue use of the website.
Contact Information
If you have any questions or concerns regarding this Disclaimer or the content on Oxigen Wallet, please contact us through the details provided on our Contact Us page.