Oxigen Wallet respects your privacy and is committed to protecting the personal information you share with us. This Privacy Policy explains how we collect, use, store, and protect your information when you visit or use our website.
Oxigen Wallet is an independent credit card comparison and information platform based in India. We are not a bank, NBFC, or credit card issuer.
Information We Collect
We may collect limited personal and non-personal information to provide a better user experience.
Personal Information
You may voluntarily provide the following information:
- Name
- Email address
- Contact details (when submitted through forms or newsletters)
Non-Personal Information
We may automatically collect:
- Device type and browser details
- IP address
- Pages visited and time spent on the website
- Referral sources and usage patterns
How We Collect Information
Your information is collected through:
- Contact forms and newsletter subscriptions
- Cookies and similar tracking technologies
- Analytics tools that help us understand website usage
We do not collect information without user interaction or lawful tracking methods.
Purpose of Data Collection
We use the collected information to:
- Improve website performance and user experience
- Provide relevant credit card comparisons and content
- Respond to user queries and feedback
- Share updates, insights, or educational content (only if opted in)
- Analyze traffic and improve content quality
We do not use your data for unlawful or misleading purposes.
No Collection of Sensitive Financial Data
Oxigen Wallet does not collect or store:
- Credit card numbers
- Debit card details
- CVV, PINs, OTPs
- Bank account information
All credit card applications are redirected to official bank or partner websites.
Cookies and Tracking Technologies
We use cookies to:
- Understand user preferences
- Analyze website traffic
- Improve content relevance
You can control or disable cookies through your browser settings. Disabling cookies may affect certain website features.
By continuing to use this website, you consent to the use of cookies as described in this policy.
Use of Third-Party Tools
We may use trusted third-party services such as:
- Analytics tools (for traffic and performance insights)
- Affiliate tracking tools (to track referrals when users visit partner bank websites)
These tools may collect non-personal data in accordance with their own privacy policies.
Information Sharing and Disclosure
We do not sell or rent user data.
Information may be shared only:
- With service providers for website operations
- When required by law or legal authorities
- To protect our legal rights or prevent misuse
All sharing is done in a lawful and limited manner.
External Links Disclaimer
Oxigen Wallet may contain links to:
- Bank websites
- Financial institutions
- Third-party platforms
We are not responsible for the privacy practices or content of external websites. Users are advised to review the privacy policies of those sites separately.
Data Security
We implement reasonable technical and organizational safeguards to protect user information from unauthorized access, misuse, or loss.
However, no internet-based system is completely secure, and users share information at their own discretion.
Data Retention
We retain personal information only:
- For as long as necessary to fulfill the stated purposes
- To comply with legal or regulatory obligations
Data that is no longer required is securely deleted or anonymized.
User Rights
Users have the right to:
- Request access to their personal data
- Request correction of inaccurate information
- Request deletion of their personal data (subject to legal requirements)
Requests can be made using the contact details provided below.
Children’s Privacy
Oxigen Wallet is not intended for individuals under the age of 18.
We do not knowingly collect personal information from minors.
Updates to This Privacy Policy
We may update this Privacy Policy from time to time to reflect:
- Legal or regulatory changes
- Website updates or feature changes
Any updates will be posted on this page with a revised date.
Compliance With Indian Laws
This Privacy Policy is designed to comply with applicable Indian data protection and information technology laws, including reasonable security practices as required under Indian regulations.
Contact Us
If you have any questions, concerns, or requests related to privacy, you can contact us at:
- Email: contact@oxigenwallet.com
- Website: https://www.oxigenwallet.com/